Paperwork Needed

To apply for a loan, you will have to provide the lender with detailed documentation of your financial history. The lender will request a credit report from a credit agency and will verify the information provided in your loan application. Be prepared to provide:

  •  
    • Past TWO years  Personal 1040 tax return (all pages)
    • Past TWO years Business tax return (all pages) (If applicable)
    • Past TWO years W2s (If applicable)
    • Two most current bank statements (all pages, all accounts)
    • Two most current pay stubs (30 days worth) (If applicable)
    • Verification of Rent
    • (if you currently pay rent)
    • –If you pay a property management, we need their name and contact phone number.
    • If you pay a private party I will need 12 months most recent cancelled checks. (if applicable)
    • Current quarterly investment statements (401K, CD’s, Stocks, Bonds, etc...All pages)
    • Copy of your Drivers License
    • Copy of your Social Security Card (For FHA Loans)
    • Copy of your current home insurance statement(s) all properties owned
    • Copy of your current HOA statement(s) (if applicable)
    • Copy of your current mortgage statements/coupon (all properties
    • owned)
    • Copy of your lease agreements for all properties rented